Institutional Security

Your Money. Our Responsibility.

We handle your financial data with the same care you do. Here's exactly how we protect it — no vague promises, just facts.

Ads Never Use Your Data

We never build ad profiles from your money. Any ads on free plans or our free content are contextual — never personalized from your transactions, balances, or accounts. Pro is always ad-free.

No Data Selling

We never sell your data, and we never share your financial information with data brokers or third parties for their benefit.

Minimal Collection

We only ask for data required to deliver the product. Nothing extra, nothing speculative, nothing 'just in case.'

How Plaid Works

When you connect a bank account, we use Plaid — the same provider trusted by Venmo, Robinhood, and Coinbase.

You
Secure connection
Plaid
Read-only data
Almighty

View-only access

We can see your transactions. We can never move your money, make transfers, or change anything in your account.

Zero credentials stored

Your bank credentials are stored by Plaid, not by us. We never see your banking password.

Radical Transparency

We believe you should know exactly what enters our systems.

What We Collect

Account balancesRequired
Transaction historyRequired
Account names and typesRequired
Institution namesRequired

What We NEVER Collect

Bank login credentials
Social security numbers
Credit card numbers
Investment account passwords
Tax information

Encryption & Storage

In Transit & At Rest

All data encrypted in transit (TLS 1.2+) and at rest (AES-256).

Google Cloud Platform

Hosted on Firebase with global SOC 1/2/3 compliance standards.

Data Isolation

Firestore security rules enforce per-user data isolation at the protocol level.

Employee Access

Who can see your data? We maintain a zero-knowledge philosophy wherever possible.

No routine access to individual user financial data by any employee.

Access is limited to anonymized, aggregated data for system performance metrics.

Any emergency access requires documented justification and a permanent audit trail.

Delete everything, anytime.

Request account deletion and we permanently remove ALL your data. Plaid connections are instantly revoked. Your data is purged from live systems immediately, and ages out of our encrypted backups within 30 days as they rotate.

Instant

Live data purge

≤30

Days to clear backups

100%

Plaid revocation

CCPA
SOC 1/2/3 maintained by our infrastructure provider (Google Cloud / Firebase)

Security Contact

Found a vulnerability? We welcome responsible disclosure from security researchers.

support@urbanpx.com